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Friday, September 11, 2009

Dirt Cheap Auto Insurance: 4 Tested Recommendations


1. You can bring down your car insurance rates by taking advantage of a multi-vehicle discount. It makes sense to insure all your cars with the same insurer unless you have a better deal for a number of your vehicles with another insurance carrier. You can ensure you are making the right choice by doing thorough comparison shopping. But however you look at it, a multi-vehicle discount is one way to get more affordable rates.

2. A multi-policy discount is one proven option to reduce your total insurance spend. That is, for instance, if you purchase your auto policy from the very provider which covers your home insurance.

Howbeit, you must be careful because the fact that an insurance provider offered you cheap rates for a policy does NOT suggest that they will for another policy. Do some research with quotes sites and,thereafter, have a chat with your insurance agent. Thereafter, you'll not be guessing as you choose which to do since you know for sure which saves you more.

3. Policyholders who do NOT make claims for more than 3 years normally enjoy a discount for this. But remember that not all insurance companies offer this discount.

If your insurance agent tells you that they do NOT give this discount make it clear that you'll go to another provider. With this kind of driving history finding a far lower rate is certainly quite easy since policy holders who stay claims free are every insurer's dream.

And, as a matter of fact, your insurance provider is likely to give a concession if they discover you are really serious about leaving.

4. You will save much if you really have between 25-30 minutes. Visit, get and compare auto insurance quotes from several quotes sites. The cheapest quote should be what you pick easily.

But, you have to look beyond just the lowest quote to the best price to value ratio. The lowest priced may not be the best price/value for you as an individual.

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